For Any Occasion
We are here to provide solutions to your borrowing needs in the most cost-effective, convenient and helpful manner as possible. If there is something you want or need, chances are we can help you get it.
We're different from any other financial institution, by the fact that we are not-for-profit, and that we have your best interests at heart. As a member of Statewide, you're an owner, and that makes us responsible to provide you the best credit products that we can, and in a manner that is convenient to you.
Some facts you need to know about Statewide loans:
Our loans are computed on simple interest, not add-on or discount interest that other lenders use to compute your total interest
Our loans have no pre-payment penalties. When you pay a Statewide loan off early, you simply pay the interest that's accrued since your last payment, plus the principal balance and it's paid off!
Our loans are most often priced much lower than our competition at banks, auto finance companies, etc.
Our loan rates are based on your credit rating - the better your credit history, the better your Statewide loan rate.
Ready for us to go to work for you? So are we! The application process starts in our eBranch module...