Rates

Low Rates

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(Loan Rates effective September 22, 2015.  Rates are subject to change without notice. *Member Loyalty Discounts do not apply to real estate loans)


For a full listing of our disclosures, click
here.

VISA Platinum Card

 

Credit Rating

A+

A

B

C

D

Term

 

 

 

 

 

36 months

7.95%

9.25%

12.25%

14%

17%

*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval
*For more information about credit card fees, click here

Signature Line of Credit

 

 

Credit Rating

A+

A

B

C

D

E

Term

 

 

 

 

 

 

36 months

7.95%

9.95%

12.00%

14.50%

16.50%

18.00%

*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval

Signature Loan

 

 

Credit Rating

A+

A

B

C

D

E

Term

 

 

 

 

 

 

36 months

8.95%

10.95%

12.50%

15.00%

17.00%

18.00%

*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval

New/Used Autos, RVs, Boats & Motorcycles

 

 

Credit Rating

A+

A

B

C

D

E

Term

 

 

 

 

 

 

1-24 months

1.49%

2.29%

5.25%

7.99%

14.50%

17.00%

25-36 months

1.59%

2.29%

5.25%

7.99%

14.50%

17.25%

37-48 months

1.69%

2.49%

5.99%

8.99%

15.00%

17.50%

49-66 months

2.05%

2.99%

6.50%

9.10%

15.25%

17.75%

*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval

New/Used Autos & RVs

 

 

Credit Rating

A+

A

B

C

D

E

Term

 

 

 

 

 

 

67-72 months

2.59%

4.59%

6.99%

9.99%

16.00%

18.00%

*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval

New Autos    +    New/Used RVs

 

 

Credit Rating

A+

A

B

C

D

E

Term

 

 

 

 

 

 

73-84 months

5.50%

6.10%

7.99%

11.99%

16.25%

18.00%

*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval

New/Used RVs Only ($30,000 or more)

 

 

Credit Rating

A+

A

B

C

D

E

Term

 

 

 

 

 

 

Up to 120 months

5.99%

6.79%

7.99%

11.99%

16.50%

18.00%

*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval

New/Used Equipment (Max Loan: $50,000)

 

 

Credit Rating

A+

A

B

C

D

E

Term

 

 

 

 

 

 

60 months

6.75%

7.50%

8.75%

12.50%

16.50%

18.00%

*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval

Savings-Secured Loans

Share Savings Secured

Dividend Rate + 3%

Share Certificate Secured

Dividend Rate + 3%

*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval

Mortgage Loans (FIXED)

 

 

Rate

APR

Home Equity Line of Credit

80% LTV*

5%

10 Year

Call for current rates (change daily)

15 Year

Call for current rates (change daily)

20 Year

Call for current rates (change daily)

30 Year

Call for current rates (change daily)

*LTV=Loan-to-value Ratio
*Rates effective: Feb 1, 2009
*APR=Annual Percentage Rate


Savings

 

 

 

Min. Balance

Dividend Rate

APY

Regular Shares

$25

0.10

0.100

Christmas Club

$0

0.10

0.100

Investment Management

$2,500

0.30

0.300

IRA Shares

$0

0.40

0.400

*Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance
*APY=Annual Percentage Yield
*Interest is calculated daily


Certificates

 

 

Term

Min. Deposit

Dividend Rate

APY

60 Month

 $1,000

1.441

1.450

48 Month

$1,000

1.144

1.150

36 Month

$1,000

1.050

1.050

30 Month

$1,000

0.850

0.850

24 Month

$1,000

0.750

0.750

18 Month

$1,000

0.500

0.500

12 Month

$1,000

0.400

0.400

6 Month

$1,000

0.350

0.350

*APY=Annual Percentage Yield
*Penalties for early withdrawal


*All rates subject to change without notice